Insurance warning for homeowners

Sainsbury's home insurance is warning homeowners who intend to carry out structural modifications to their home, to ensure they check to see if it will affect their home insurance premium.Hoanne Mallon, manager of home insurance at the firm said: "In the current housing climate, creating extra space in your home is another option for those who have maybe decided to put their plans to move on hold.Buildings insurance premiums are calculated based on a number of factors, such as the type of house or the number of bedrooms it has, so creating extra rooms can have an impact on your premium even if you have unlimited cover."